Also known as Senior Communities, these are communities where at least one homeowner must be 55 years old or older. In the Chicago, Illinois area, one well-known 55+ community is Carillon.
55+ communities are designed to meet the needs and preferences of adults aged 55 and over. They are created for seniors who can take care of themselves but want to live among people of a similar age and with similar interests.
These communities are not just for those who need additional support. In fact, they can be very vibrant environments. Many people choose this type of housing when considering downsizing because they want to live with others who are in a similar stage of life.
The Growth of 55+ Communities
According to 55places.com, the number of listings for homebuyers in this age group has increased by more than 50% compared to last year. With more options available, finding a home that meets your needs can become much less stressful, which is why the number of clients purchasing homes in 55+ communities are also increasing. The aging of the baby boomer generation appears to be a significant factor in this trend.
Advantages of 55+ Communities
What are the benefits of these 55+ communities? Here are a few key advantages:
- Lower Maintenance Costs: Many 55+ communities handle maintenance tasks like lawn care, allowing you to spend more time enjoying activities.
- Onsite Amenities: Some communities offer amenities such as clubhouses, fitness centers, media rooms, libraries, spas, and craft studios, making it easier to maintain an active lifestyle.
- Like-Minded Neighbors: These communities often foster a close-knit environment with clubs, outings, and gatherings.
- Accessible Design: Many homes offer single-floor living options, ample storage space, and modern layouts tailored to this stage of life.
Disadvantages of 55+ Communities
Of course, there are downsides as well. Here are some common disadvantages:
- Age Restrictions: The requirement that residents be 55 or older can make it difficult for family members or grandchildren to stay for extended periods. Some communities even impose limits on the duration of visits.
- Rules and Restrictions: Many 55+ communities have strict rules and regulations. There may be restrictions on the exterior appearance of homes or specific activities, which can make some residents feel their freedom is limited.
- Lack of Social Diversity: Since most residents are of a similar age, there may be limited interaction with people from different age groups, which some might find monotonous.
- Less Active Environment: While some communities offer vibrant and diverse activities, not all do. If you don't find the social engagement you are looking for, you might end up feeling isolated.
- Resale Challenges: Homes in 55+ communities cater to a limited market, so selling your home might take longer than selling a regular home. The value of these homes may also be less stable.
- Cost: Some communities have high HOA (Homeowners Association) fees, which are used for amenities and maintenance. These fees can also increase annually.
Conclusion
55+ communities are not for everyone. Therefore, it’s highly recommended that you consult with an expert and visit the community several times before making a purchase decision. Conduct thorough research to ensure it’s the right fit for you.
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