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주택에서 자본을 쌓는 것은 주택 소유의 가장 큰 재정적 이점 중 하나입니다. 현재 전국의 주택 소유자들이 사상 최대의 자본을 보유하고 있습니다. 이 자본이 여러분의 상황을 어떻게 변화시킬 수 있는지, 그리고 왜 "지금 왜 이사해야 하지?"에서 "왜 이사하지 않겠어?"로 관점이 바뀔 수 있는지 살펴보겠습니다. 주택 자본이란 무엇일까요? 주택 자본은 여러분의 집 가치와 여러분이 모기지에 아직 빚진 금액의 차이입니다. 예를 들어, 집의 가치가 $400,000이고 모기지로 $200,000만 빚지고 있다면, 여러분의 자본은 $200,000입니다. 주택을 팔려는 주택 소유자들에게 자본이 왜 중요한가? 최근의 인구 조사와 ATTOM 데이터는 현재의 주택 자본이 얼마나 중요한지를 보여줍니다. 실제로, 세 명 중 두 명의 주택 소유자는 모기지를 완전히 갚았거나 (아래 차트에서 녹색으로 표시됨) 적어도 자신의 집에 50%의 자본을 가지고 있습니다 (아래 차트에서 파란색으로 표시됨): 이는 매우 중요한 사실입니다. 3명 중 2명의 주택 소유자가 적어도 자신의 집에 50%의 자본을 가지고 있다는 것은, CoreLogic에 따르면 평균 주택 소유자가 $311,000의 자본을 쌓았다는 것을 의미합니다. 이런 순자산은 여러분이 이사를 고려할 때 큰 도움이 될 수 있습니다. 그리고 이것이 전체 현금 구매자의 비율이 최근 새로운 최고치에 도달한 이유입니다. 전미 부동산 중개인 협회(NAR)의 연례 보고서에 따르면, 26%의 구매자가 모기지 없이 집을 살 수 있었습니다 (아래 그래프 참조): 현금으로 다음 집을 구입할 수 있는 기회를 상상해 보세요. 모기지 없음. 월별 지불 없음. 이자율 걱정 없음. 만약 여러분이 얼마나 많은 자본을 가지고 있는지 알아보고 싶다면, 부동산 중개인에게 연락하여 전문 자본 평가 보고서(PEAR)를 요청하세요. 여러분이 충분한 자본을 발견해 다음 주택을 완전히 구입할 수 있을지도 모릅니다. 혹은, 오늘날의 모기지 이자율을 고려할 때, 모기지 없이 주택을 구입하는 것은 정말 놀라운 일입니다. 충분한 자본이 없더라도, 더 큰 다운 페이먼트를 할 수 있을 만큼 충분히 가질 수 있으며, 그것 역시 자체적인 이점이 있습니다. 결론적으로, 오늘날 주택 소유자들은 엄청난 양의 자본을 가지고 있으며, 이것이 전체 현금 구매자의 비율이 상승하는 이유입니다. 보다 자세한 내용을 원하시면 주변의 실력있는 에이전트에게 연락하시어 상담하시길 권해드립니다. #시카고복덕방 #리얼터한상철   #한인리얼터   #시카고한인리얼터   #일리노이한인리얼터   #시카고리얼터  #한인부동산칼럼 #한인부동산   #부동산중개인  #ChicagoHomes #ChicagoSuburbHomes #Illinois_Best_Korean_Realtor #DuPageCountyHomes #CookcountyHomes #BestKoreanRealtor #Number1KoreanRealtor #Northbrook_Glenview_Schaumburg_BuffaloGrove_Naperville #Realtor_SangHan #chicagokoreanrealtor  #PlatinumPartnersRealtors #seller #buyer

Building equity in your home is one of the greatest financial benefits of homeownership. Homeowners across the country currently have more equity than ever before. Let’s take a look at how this equity can change your situation and why your perspective can change from “Why should I move now?” to “Why not?” What is home equity? Home equity is the difference between the value of your home and the amount you still owe on your mortgage. For example, if your home is worth $400,000 and you only owe $200,000 on your mortgage, you have $200,000 in equity. Why is equity important to homeowners looking to sell? Recent census and ATTOM data show just how important home equity is today. In fact, two out of three homeowners have either fully paid off their mortgage (shown in green in the chart below) or have at least 50% equity in their home (shown in blue in the chart below): This is a very important fact. With two out of three homeowners having at least 50% equity in their home, that means the average homeowner has built up $311,000 in equity, according to CoreLogic. That kind of net worth can be a huge help when you’re considering a move. And that’s why the percentage of all-cash buyers has recently reached a new high. According to the National Association of Realtors (NAR)’s annual report, 26% of buyers were able to purchase a home without a mortgage (see graph below): Imagine the opportunity to buy your next home with cash. No mortgage. No monthly payments. No interest rate worries. If you want to find out how much equity you have, contact your real estate agent and ask for a Professional Equity Appraisal Report (PEAR). You may find enough equity to buy your next home outright. Or, given today’s mortgage rates, buying a home without a mortgage is a real deal. Even if you don’t have a lot of equity, you may have enough to make a larger down payment, which has its own benefits. In conclusion, today’s homeowners have a tremendous amount of equity, which is why the percentage of all-cash buyers is on the rise. If you would like more information, I encourage you to contact a qualified agent in your area and speak with them. #시카고복덕방 #리얼터한상철   #한인리얼터   #시카고한인리얼터   #일리노이한인리얼터   #시카고리얼터  #한인부동산칼럼 #한인부동산   #부동산중개인  #ChicagoHomes #ChicagoSuburbHomes #Illinois_Best_Korean_Realtor #DuPageCountyHomes #CookcountyHomes #BestKoreanRealtor #Number1KoreanRealtor #Northbrook_Glenview_Schaumburg_BuffaloGrove_Naperville #Realtor_SangHan #chicagokoreanrealtor  #PlatinumPartnersRealtors #seller #buyer

2025년이 다가오면서, 집 꾸미기나 리모델링을 고민 중이라면 어떤 스타일이 유행할지 궁금하실 겁니다. 다가오는 해에는 예전 스타일이 새롭게 돌아올 예정인데요. 과거의 인기 있던 디자인이 다시 주목받고 있습니다. 여러 디자이너들과 인터뷰를 통해 어떤 디자인 트렌드가 돌아오는지, 또 이를 집에 어떻게 효과적으로 적용할 수 있는지 알아보았습니다. 2025년에 유행할 8가지 디자인 트렌드를 소개합니다.   볼드한 패턴과 맥시멀리즘 (maximalism)   CBB Design firm의 Colleen Bute Bennett에 따르면, 볼드 벽지, 드라마틱한 프린트, 레이어드 텍스처가 다시 유행할 예정이라고 합니다. 미니멀리즘의 시대가 끝나가면서, 많은 사람들이 좀 더 생동감 있고 표현력 있는 공간을 원하고 있다고 합니다. 이를 충족시켜 주는 인테리어가 맥시멀리즘 입니다. 맥시멀리즘은 인테리어를 통해 개인적인 이야기를 담아내는 방법입니다.   따뜻한 대지 톤 칼라   테라코타, rust color, 황토색, 짙은 초록 등 따뜻한 대지 톤이 2025년에 큰 인기를 끌 것이라고 합니다. 웰빙과 자연과의 연결을 중시하는 추세가 따뜻한 대지 톤을 다시 부각시킬 것이라고 합니다.   70~80년대 레트로 무드   레트로한 인테리어가 다시 유행할 것입니다. 곡선형 가구, 개성 있는 색상 팔레트, 라탄, 벨벳, 황동 같은 레트로 재료들이 트렌드로 자리 잡을 것입니다.    벽지 포인트   전체 방을 벽지로 꾸미는 것이 부담스럽다면 이 트렌드에 주목해보세요. 많은 사람들이 현관, 포인트 벽, 천장 등 특정 부분에 벽지를 활용해 개성을 표현하고 있습니다. 벽지로 포인트를 줄 수 있으며, 스티커형 벽지를 활용하면 쉽게 시도해볼 수 있습니다.   맞춤형 데코   주문 제작 가구와 소품이 최근 몇 년 동안 인기를 끌었으며, 앞으로는 일반인들에게도 더 접근성이 높아질 전망입니다.   다크 우드   밝은 나무가 인기를 끌었지만, 이제는 따뜻하고 어두운 나무 톤이 주목받고 있습니다. 호두나무와 같은 따뜻하고 짙은 색의 나무가 공간에 풍부함과 깊이를 더해주어 좀 더 세련되고 아늑한 분위기를 만들어 줄 것입니다.   마블링   Latham Interiors의 Sarah Latham은 최근 인테리어 패브릭과 커버링에서 90년대 스타일의 마블링이 다시 인기를 끌고 있다고 전합니다. 마블링은 대리석 무늬를 연상시키는 효과를 주는 기법으로, 천이나 벽지 등 다양한 소재에 활용할 수 있습니다.   트랜드에 맞게 집을 꾸며놓으시면 지내시는 동안에도, 나중에 판매하실 때에도 큰 도움이 될 것입니다.   다음에도 좋은 글로 찾아뵙겠습니다.   #시카고복덕방   #리얼터   #리얼터한상철   #한인리얼터   #시카고한인리얼터   #시카고   #일리노이   #일리노이한인리얼터   #시카고리얼터   #한인부동산칼럼   #일리노이리얼터   #부동산   #한인부동산   #부동산중개인   #미국   #Realtor_SangHan   #realtorsanghan   #realtor   #realestateagent   #help_everyone_live_in_a_better_home   #chicagokoreanrealtor  #2025trend#인태리어 #Interiordesign

As 2025 approaches, if you’re considering decorating or remodeling, you might wonder what styles will be trending. The coming year is all about revisiting past styles with a fresh twist, with popular designs from previous years regaining attention. We’ve interviewed various designers to understand which design trends are making a comeback and how to effectively incorporate them into your home. Here are the top 8 design trends to watch for in 2025. Bold Patterns and Maximalism According to Colleen Bute Bennett of CBB Design, bold wallpapers, dramatic prints, and layered textures are coming back in style. As minimalism fades, more people want vibrant and expressive spaces, and maximalism delivers just that. Maximalism allows personal storytelling through interior design. Warm Earth Tones Warm earth tones like terracotta, rust, ochre, and deep greens are expected to be big in 2025. This trend emphasizes well-being and a connection to nature, bringing warm, earthy colors back into focus. Retro Vibes of the ’70s and ’80s Retro interiors are making a strong return. Curved furniture, bold color palettes, and retro materials like rattan, velvet, and brass are becoming staples of 2025 decor. Wallpaper Accents If covering an entire room feels overwhelming, try adding wallpaper accents. Many people are applying wallpaper to entryways, feature walls, or even ceilings to express their personality. Peel-and-stick wallpapers offer an easy way to try out this trend. Custom Decor Custom furniture and accessories have been gaining popularity over the past few years, and they’re expected to become even more accessible to the general public. Dark Wood While lighter wood has been popular, warm and dark wood tones are coming into the spotlight. Rich colors like walnut bring depth and sophistication to spaces, creating a cozy, upscale vibe. Marbling Sarah Latham from Latham Interiors notes a revival of ’90s-style marbling in fabrics and coverings. Marbling mimics a marble-like effect and can be used in fabrics, wallpapers, and other materials for a unique touch. Decorating your home in line with these trends will enhance your enjoyment of the space now and add value if you choose to sell later. Stay tuned for more design insights in the future! #시카고복덕방   #리얼터   #리얼터한상철   #한인리얼터   #시카고한인리얼터   #시카고   #일리노이   #일리노이한인리얼터   #시카고리얼터   #한인부동산칼럼   #일리노이리얼터   #부동산   #한인부동산   #부동산중개인   #미국   #Realtor_SangHan   #realtorsanghan   #realtor   #realestateagent   #help_everyone_live_in_a_better_home   #chicagokoreanrealtor  #2025trend#인태리어 #Interiordesign

집을 팔 때 가장 바라는 시나리오는 아마 이럴 겁니다. 원하는 가격에 빠르게 팔리고, 특별한 문제 없이 매끄럽게 마무리되는 것. 하지만 요즘처럼 매물이 부족한 시장에서도 예상치 못한 이유로 판매가 지연되거나 실패하는 경우가 적지 않습니다. 2024년 Zillow의 조사에 따르면, 판매자 중 약 1/3은 결국 집이 팔리기 전에 매물을 시장에서 철회했다고 합니다. 그 이유는 다양하지만, 공통적으로 자주 나타나는 몇 가지 문제가 있습니다. 집이 잘 팔리지 않아 고민이라면, 아래 세 가지 주요 원인을 점검해 보세요. 그리고 이런 문제를 해결하는 데 전문가가 어떤 도움을 줄 수 있는지도 함께 살펴보면 좋겠습니다.   1. 가격이 너무 높게 책정됨 가격은 집을 판매할 때 가장 중요한 요소 중 하나입니다. 특히 요즘처럼 높은 대출 금리가 부담되는 상황에서는 적정한 가격 책정이 더욱 중요합니다. 미국 부동산 전문 매체 U.S. News Real Estate에 따르면, 집이 시장에 오래 머무르는 가장 큰 이유는 대부분 가격이 너무 높게 설정되었기 때문이라고 합니다. 가격을 높게 책정하면 더 많은 수익을 얻을 수 있을 것 같지만, 실상은 그 반대일 가능성이 큽니다. 높은 가격은 구매자들의 관심을 멀어지게 하고, 매물이 시장에 오래 남아 있을수록 구매자들 사이에서 집에 문제가 있을지 모른다는 불필요한 의심을 살 수 있습니다. 또한, 요즘은 온라인 도구를 통해 비슷한 매물과 가격을 쉽게 비교할 수 있는 시대입니다. 집이 적정 가격보다 높게 책정되면 잠재 구매자들의 관심에서 벗어나게 될 가능성이 큽니다. 해결 방법은 간단합니다. 에이전트와 상의하여 오픈하우스나 방문 피드백을 점검하고, 필요하다면 가격을 재조정해 보는 것도 좋은 방법입니다.   2. 집을 매물로 내놓기 전에 정리가 부족함 구매자에게 첫인상을 주는 기회는 단 한 번뿐입니다. 그래서 집을 매물로 내놓기 전, 작은 손질과 정돈을 통해 더 매력적인 모습을 보여주는 것이 중요합니다. 먼저 집의 외관을 살펴보세요. 정원 정리나 간단한 조경 작업으로 깔끔하고 inviting한 인상을 줄 수 있습니다. 당연히 구매자는 첫인상에 많은 영향을 받습니다. 외관이 매력적이라면 오픈하우스나 투어 예약으로 이어질 가능성이 높아집니다. 집 내부 역시 중요합니다. 개인 물품을 정리하고, 공간을 깔끔히 정돈하며, 바닥을 깨끗하게 청소하는 것만으로도 큰 변화를 줄 수 있습니다. 그리고 약간의 비용을 들여 페인트를 새로 칠하거나 계절에 맞는 새로운 사진을 준비하는 것도 좋은 방법입니다. 이 모든 과정을 전문가와 함께 진행하면 더욱 효과적인 결과를 얻을 수 있습니다.   3. 구매자가 집을 보기 어렵게 만드는 제한적인 접근성 집을 보러 올 수 있는 날짜와 시간을 제한하는 것은 구매자들의 관심을 끄는 데 큰 장애물이 될 수 있습니다. 특히, 다른 지역에서 온 구매자들은 시간적 여유가 적기 때문에 집을 방문할 수 있는 기회가 더 제한적일 수 있습니다. 가능한 한 많은 시간 동안 집을 공개해 더 많은 구매자들이 방문할 수 있도록 하는 것이 좋습니다.   마무리 집을 성공적으로 판매하는 일은 충분히 가능하지만, 때로는 계획을 조금 수정하거나 새로운 접근 방식을 시도해야 할 때가 있습니다. 매물이 오래된 느낌이 들거나 구매자들의 관심을 끌지 못하고 있다면, 전문가의 도움을 받아 전략을 조정해 보세요. #시카고복덕방 #리얼터한상철   #한인리얼터   #시카고한인리얼터   #시카고   #일리노이   #일리노이한인리얼터   #시카고리얼터  #한인부동산칼럼 #한인부동산   #부동산중개인  #Chicago_Chicago_Suburbans #Illinois_Best_Korean_Realtor #DuPage #cookcounty #cityofchigao #Northbrook_Glenview_Schaumburg_BuffaloGrove_Naperville #Realtor_SangHan #chicagokoreanrealtor  #PlatinumPartnersRealtors #seller #pricing #cleaning #accessibility

When selling your home, the ideal scenario is likely to be a quick sale at your desired price, with no complications. However, even in a market with low inventory, many sellers face delays or unsuccessful sales for unexpected reasons. According to a 2024 Zillow survey, about one-third of sellers ultimately withdraw their listing before their home sells.    While there are various reasons for this, several common issues often arise. If your home isn’t selling, here are three main factors to check, along with how an expert can help solve these problems:   1. The Price is Too High   Pricing is one of the most important factors in selling a home. In today’s market, where high mortgage rates are a concern, setting the right price is more critical than ever.    According to U.S. News Real Estate, the primary reason homes linger on the market is because they are priced too high. Although you may think that a higher price will bring in more profit, it often does the opposite. Overpricing can scare off potential buyers, and the longer a home sits on the market, the more likely buyers will start to suspect there’s an issue.    Additionally, with online tools available to compare similar listings, homes priced above market value are likely to be overlooked.    Solution : Consult with your agent to review feedback from open houses and showings. If necessary, consider adjusting the price to align with the market.   2. Lack of Proper Staging and Organization   You only get one chance to make a first impression. Before listing your home, it's essential to make sure it’s properly staged and organized to appeal to potential buyers.    Start by inspecting the exterior. A tidy garden or a simple landscaping touch can make a big difference in creating an inviting impression. Buyers often judge a property by its curb appeal, so a clean and attractive exterior can lead to more open house visits.    Interior staging is equally important. Clear personal items, tidy up spaces, and clean floors—these small efforts can have a big impact. Fresh paint and seasonally appropriate photos can also help enhance the appeal of your home.    Working with a professional can make these steps more effective, ensuring you present the best version of your home.   3. Limited Accessibility for Buyers   Restricting the days and times that buyers can view your home can be a major barrier. Particularly for out-of-town buyers, time may be limited, so offering flexible viewing hours is essential.    Opening up the home for as many showings as possible will increase the chance of attracting interested buyers. The more opportunities buyers have to view your home, the higher the likelihood of a successful sale.   Conclusion   Selling a home successfully is absolutely achievable, but sometimes a slight adjustment or new strategy is needed. If your home is sitting on the market without much interest, consider working with a professional to reassess and refine your approach. By addressing these key factors, you can attract more buyers and increase your chances of a successful sale.   #시카고복덕방 #리얼터한상철   #한인리얼터   #시카고한인리얼터   #시카고   #일리노이   #일리노이한인리얼터   #시카고리얼터  #한인부동산칼럼 #한인부동산   #부동산중개인  #Chicago_Chicago_Suburbans #Illinois_Best_Korean_Realtor #DuPage #cookcounty #cityofchigao #Northbrook_Glenview_Schaumburg_BuffaloGrove_Naperville #Realtor_SangHan #chicagokoreanrealtor  #PlatinumPartnersRealtors #seller #pricing #cleaning #accessibility

완벽한 시장 상황을 기다리다 보면 좋은 기회를 놓칠 수도 있습니다. 왜냐하면, 만약 지금 집을 살 준비가 되어 있다면, 오히려 이 시기가 당신에게 유리할 수 있기 때문입니다. 그 이유를 살펴보겠습니다. 날씨가 추워지면 부동산 시장도 한산해질 수 있는데, 이는 구매자에게 유리하게 작용합니다. 급하게 결정할 필요가 적습니다 이 시기에는 주택 판매 속도가 느려지는 경향이 있습니다. 미국부동산협회(NAR)의 데이터에 따르면, 겨울철에는 집이 시장에 머무는 평균 기간이 늘어나는 것으로 나타났습니다(아래 그래프의 녹색 막대를 참조). 이는 주로 이 시기에 활동하는 구매자가 줄어들기 때문입니다. 경쟁이 줄어들면 시장에 나와 있는 집들이 빠르게 팔리지 않게 되고, 따라서 집을 구매하려는 당신은 선택지를 좀 더 여유 있게 고려하고 협상할 시간이 생깁니다. 판매자가 협상에 더 적극적일 수 있습니다 겨울에는 주택 판매 기간이 길어지기 때문에, 판매자들은 거래를 성사시키기 위해 더 적극적으로 나설 가능성이 큽니다. 이는 구매자에게 유리하게 작용합니다. 당연히 경쟁이 적으면 더 나은 조건으로 거래할 가능성이 높습니다. 여름철만큼 빠르게 집이 팔리지 않기 때문에, 판매자들이 협상에 더 열린 자세를 취할 수 있습니다. 예를 들어, 가격 협상, 마감 비용 부담, 수리 보수, 가전제품 포함 등의 조건에서 당신이 원하는 것을 요구할 여지가 더 많아질 수 있습니다. 겨울철에는 주택 가격이 더 저렴합니다 구매자 경쟁이 줄고 판매자가 협상에 더 유연해지면서 주택 가격도 약간 낮아질 수 있습니다. 실제로, NAR의 데이터에 따르면 주택 가격은 여름철 가격이 정점을 찍을 때보다 약 5% 더 저렴한 경향이 있습니다. 이 차이는 크지 않아 보일 수 있지만, 40만 달러짜리 주택을 기준으로 보면 구매 가격에서 2만 달러를 절약할 수 있는 셈입니다. 지난 12개월간 기존 주택(이전에 소유되었던 주택)의 중위 판매 가격 변화를 보여주는 그래프를 보면, 지난해 겨울철에는 가격이 더 낮았던 것을 알 수 있습니다(녹색 막대 참조). 올해도 비슷한 현상이 나타날 가능성이 높습니다. 이를 통해 예산을 좀 더 효율적으로 활용할 수 있습니다. 결론 겨울철에 집을 구매하면 경쟁이 적고, 판매자는 더 협상에 적극적이며, 가격도 낮아질 가능성이 있습니다. 현지 부동산 전문가와 함께 적절한 집을 찾아 합리적인 가격에 구매해보세요. #시카고복덕방 #리얼터한상철   #한인리얼터   #시카고한인리얼터   #시카고   #일리노이   #일리노이한인리얼터   #시카고리얼터  #한인부동산칼럼 #한인부동산   #부동산중개인  #Chicago_Chicago_Suburbans #Illinois_Best_Korean_Realtor #DuPage #cookcounty #cityofchigao #Northbrook_Glenview_Schaumburg_BuffaloGrove_Naperville #Realtor_SangHan #chicagokoreanrealtor  #PlatinumPartnersRealtors #buyer

Waiting for the perfect market conditions might cause you to miss out on great opportunities. If you're ready to buy now, this time could actually work in your favor. Let’s look at why. Slower Market = More Time to Decide As the weather gets colder, the real estate market tends to slow down, which works in the buyer's favor. According to the National Association of Realtors (NAR), homes tend to stay on the market longer in winter (see the green bars on the graph below). This slowdown happens because fewer buyers are active, reducing competition. With less competition, homes don’t sell as quickly, giving you more time to consider your options and negotiate. Sellers May Be More Open to Negotiation Winter means longer selling periods, so sellers are often more motivated to close deals. This gives buyers more room to negotiate. Without the rush of summer demand, sellers are more likely to entertain better terms, such as price adjustments, closing costs, repairs, or including appliances in the deal. Winter Homes Can Be More Affordable With less buyer competition and more flexible sellers, home prices can drop slightly. NAR data shows that home prices are typically about 5% lower in the winter compared to summer peaks. While this might not seem like much, for a $400,000 home, that's a $20,000 savings! A graph showing the median sales price for existing homes over the last 12 months reveals that winter prices were lower (see the green bars). This trend is likely to continue this year, allowing you to make the most of your budget. Conclusion Buying a home in the winter means less competition, more negotiation power with sellers, and potentially lower prices. Work with a local real estate expert to find the right home at the right price! #시카고복덕방 #리얼터한상철   #한인리얼터   #시카고한인리얼터   #시카고   #일리노이   #일리노이한인리얼터   #시카고리얼터  #한인부동산칼럼 #한인부동산   #부동산중개인  #Chicago_Chicago_Suburbans #Illinois_Best_Korean_Realtor #DuPage #cookcounty #cityofchigao #Northbrook_Glenview_Schaumburg_BuffaloGrove_Naperville #Realtor_SangHan #chicagokoreanrealtor  #PlatinumPartnersRealtors #buyer

첫 집을 찾고 계신가요? 지금이 좋은 기회입니다 몇 년 동안 주택 시장은 매물이 부족하고 가격은 계속 오르기만 했습니다. 이로 인해 첫 집 구입을 꿈꾸던 많은 분들이 망설였지만, 이제 상황이 달라지고 있습니다. 입문용 주택(스타터 홈) 이 시장에 점점 더 많이 나오고 있기 때문입니다. 저렴한 가격대 주택의 공급이 늘어나고 있습니다 지난 1년 동안 전체 주택 매물은 꾸준히 증가했습니다. Realtor.com에 따르면, 올해 11월 기준으로 지난해 같은 시점보다 주택 매물이  26.2%  늘어났으며, 이는 2019년 12월 이후 가장 많은 매물이 시장에 나온 시점이라고 합니다. 특히 모든 가격대에서 매물이 고르게 증가한 것이 아니라,  입문용 주택 의 증가 폭이 가장 크다는 점이 주목할 만합니다. Redfin의 데이터에서도 starter home 매물이 가장 큰 폭으로 늘어났음을 확인할 수 있습니다.   만약 “내 예산 안에서 집을 찾는 건 불가능한 것 같아…”라고 생각하며 기다려 오셨다면, 이번 변화는 큰 전환점이 될 수 있습니다. 선택지가 늘어나면서 예산 안에서 적합한 집을 찾을 가능성이 한층 더 높아졌기 때문입니다. 경험 많은 중개인과 함께하면 더 쉽습니다 하지만 매물이 늘어났다고 해서 첫 집을 찾는 일이 쉬워지는 것은 아닙니다. 첫 주택 구입은 복잡한 과정이기 때문에, 지역의  부동산 전문가 와 함께하는 것이 매우 중요합니다. 중개인은 지역 내  최신 매물 정보 를 빠르게 제공해 좋은 기회를 놓치지 않도록 돕습니다. 예산과 필요에 맞는 매물만 선별해 검색하므로 시간과 노력을 절약할 수 있습니다. 집값 협상과 계약 과정에서  전문적인 조언 을 제공해 최상의 결과를 얻을 수 있도록 돕습니다. 계약과 관련된 문서 처리와 마감일 관리 등 중요한 세부 사항도 꼼꼼히 챙겨드립니다. 질문이나 걱정이 생길 때마다 언제든 전문가의 답변과 조언을 받을 수 있습니다. 결론 입문용 주택이 다시 시장에 나오고 있는 지금이 바로 첫 집을 찾을 절호의 기회입니다. 주택 매물을 직접 확인하시거나, 전문가의 상담을 통해 필요한 정보를 얻어보세요. 지금 한 걸음 나아가신다면 꿈꾸던 첫 집에 한층 가까워질 수 있습니다.   #시카고복덕방   #리얼터   #리얼터한상철   #한인리얼터   #시카고한인리얼터   #시카고   #일리노이   #일리노이한인리얼터   #시카고리얼터   #한인부동산칼럼   #일리노이리얼터   #부동산   #한인부동산   #부동산중개인  #Chicago_Chicago_Suburbans #Illinois_Best_Korean_Realtor #DuPage #cookcounty #cityofchigao #Northbrook_Glenview_Schaumburg_BuffaloGrove_Naperville #Realtor_SangHan   #realtorsanghan   #realtor   #realestateagent   #chicagokoreanrealtor  #buyer #newconstruction #PlatinumPartnersRealtors #buyer #investment #starter_homes

For years, the housing market has been marked by low inventory and rising prices, causing many first-time homebuyers to hesitate. However, things are changing. Starter homes are increasingly becoming available in the market.   Affordable Homes are Becoming More Accessible   Over the past year, housing inventory has steadily increased. According to Realtor.com , by November this year, housing inventory was up 26.2% compared to the same time last year, marking the highest inventory since December 2019.   What’s especially notable is that this increase isn’t uniform across all price ranges—**starter homes** have seen the largest growth in inventory. Data from Redfin also shows a significant rise in starter home listings.     If you’ve been thinking, “I don’t think I’ll be able to find a home within my budget,” this shift could be a game-changer. With more options available, your chances of finding the right home within your budget have increased.   It’s Easier with an Experienced Agent   However, just because inventory is increasing doesn’t mean finding your first home will be easy. Buying a home for the first time is a complex process, and working with a local real estate expert is crucial.   • An agent can quickly provide the latest listings, ensuring you don’t miss out on opportunities.  • They’ll filter homes that match your budget and needs, saving you time and effort.  • They offer expert advice during negotiations and the contract process to help you get the best deal.  • They’ll handle important details like paperwork and deadlines with care.  • Whenever you have questions or concerns, you’ll have a trusted professional to guide you.   Conclusion   With starter homes reappearing on the market, now is the perfect time to find your first home. Whether you’re browsing listings or consulting with an expert, take the next step towards making your dream home a reality. #시카고복덕방   #리얼터   #리얼터한상철   #한인리얼터   #시카고한인리얼터   #시카고   #일리노이   #일리노이한인리얼터   #시카고리얼터   #한인부동산칼럼   #일리노이리얼터   #부동산   #한인부동산   #부동산중개인  #Chicago_Chicago_Suburbans #Illinois_Best_Korean_Realtor #DuPage #cookcounty #cityofchigao #Northbrook_Glenview_Schaumburg_BuffaloGrove_Naperville #Realtor_SangHan   #realtorsanghan   #realtor   #realestateagent   #chicagokoreanrealtor  #buyer #newconstruction #PlatinumPartnersRealtors #buyer #investment #starter_homes

온라인 추정치의 한계 온라인에서 제공하는 집 가치 추정은 기본적으로 공공 데이터를 바탕으로 계산됩니다. 이는 대략적인 기준점은 될 수 있지만, 어디까지나 대략적일 뿐입니다.램지 솔루션에 따르면 “온라인 집 가치 추정기는 공공 데이터의 양과 질에 따라 정확도가 크게 달라집니다. 데이터가 부족한 지역의 경우, 이 숫자를 그대로 믿기 어렵습니다”라고 합니다. 집 가치를 결정하는 주요 요소를 놓친다 온라인 도구가 간과하는 가장 큰 문제는 바로 집의   독창성과   지역   특성입니다. 반면, 부동산 중개인은 이런 중요한 디테일을 꼼꼼히 짚어줍니다. 집 상태 : 온라인 도구는 집이 얼마나 잘 관리되었는지, 혹은 수리가 필요한 부분이 있는지 알 수 없습니다. 예를 들어, 같은 크기와 구조의 집이라도 관리 상태에 따라 가치는 크게 달라질 수 있습니다. 동네 분위기와 변화 : 내 집이 있는 동네가 최근에 어떤 변화를 겪었는지도 중요한 요소입니다. 근처에 새로 생긴 상점이나 공원 같은 개발 상황, 혹은 동네가 인기를 끌고 있는지 여부는 온라인 도구가 놓치는 부분이죠. 정확한 비교 매물(Comps) : 과거의 매물 데이터를 바탕으로 추정하는 자동화 도구는 종종 최신 거래 데이터를 반영하지 못합니다. 반면, 중개인은 시장에서 거래된 최신 사례를 참고하여 더욱 현실적이고 정확한 분석을 제공합니다. Bankrate에 따르면 온라인 추정 도구는 공개된 정보를 활용한 알고리즘으로 가격을 산정합니다. 하지만 이러한 알고리즘은 도구마다 다르며, 집의 현재 상태나 업그레이드, 공공 기록에 반영되지 않은 요소를 반영하지 못합니다. 따라서 부동산 중개인의 비교 시장 분석(CMA)만큼 정확하지 않다고 설명합니다.   왜 전문가와 함께해야 할까? 부동산 중개인은 단순히 집을 보여주는 사람이 아닙니다. 그들은 시장을 이해하고, 집의 진짜 가치를 찾아내는 데 필요한 경험과 통찰력을 갖추고 있습니다.온라인 도구는 편리하지만, 집이라는 큰 자산의 가치를 제대로 평가하려면 전문가의 섬세한 분석과 조언이 필요합니다.   결론 온라인 추정치는 시작점으로는 괜찮지만, 거기에만 의존하기엔 리스크가 큽니다. 집의 진짜 가치를 정확히 알고 싶다면, 지역 시장을 잘 아는 부동산 중개인과 함께하세요.정확한 정보를 바탕으로 전략적으로 시장에 나선다면, 더 만족스러운 결과를 얻을 수 있을 것입니다. #시카고복덕방   #리얼터   #리얼터한상철   #한인리얼터   #시카고한인리얼터   #시카고   #일리노이   #일리노이한인리얼터   #시카고리얼터   #한인부동산칼럼   #일리노이리얼터   #부동산   #한인부동산   #부동산중개인  #Chicago_Chicago_Suburbans #Illinois_Best_Korean_Realtor #DuPage #cookcounty #cityofchigao #Northbrook_Glenview_Schaumburg_BuffaloGrove_Naperville #Realtor_SangHan   #realtorsanghan   #realtor   #realestateagent   #chicagokoreanrealtor  #buyer #newconstruction #PlatinumPartnersRealtors #buyer #investment #OnlineEstimate

The Limitations of Online Estimates   Online home value estimators are generally based on public data, which can serve as a rough benchmark, but it's still just an approximation. According to Ramsey Solutions, “The accuracy of online home value estimators varies greatly depending on the quantity and quality of public data. In areas with sparse data, it's difficult to rely on these numbers.”   What They Miss in Determining Home Value   The biggest issue with online tools is that they overlook the unique features of a home and the local market characteristics. Real estate agents, on the other hand, take these critical details into account.  - Condition of the Home: Online tools can't assess how well a home has been maintained or if it needs repairs. For instance, two homes of the same size and layout could have very different values depending on their upkeep.  - Neighborhood Trends and Changes: Changes in the neighborhood, like new stores or parks, or whether the area is gaining popularity, are factors online tools miss.  - Accurate Comparables (Comps): Automated tools that estimate value based on past listings often don’t reflect the most current market data. In contrast, agents rely on the latest market transactions to provide a more realistic and accurate analysis.    Bankrate explains that online estimators use algorithms based on public information to calculate home prices. However, these algorithms differ between tools and fail to incorporate factors like the home's current condition, upgrades, or elements not captured in public records. As a result, they’re not as accurate as a real estate agent's comparative market analysis (CMA).   Why Work with a Professional?   A real estate agent isn’t just someone who shows homes. They understand the market and have the experience and insights needed to uncover a home's true value. While online tools are convenient, evaluating the true value of a major asset like a home requires the careful analysis and advice of a professional.    Conclusion   Online estimates are a good starting point, but relying solely on them carries risks. If you want to know your home’s true value, work with a real estate agent who knows the local market. With accurate information and a strategic approach, you’ll be more likely to achieve a satisfying outcome. #시카고복덕방   #리얼터   #리얼터한상철   #한인리얼터   #시카고한인리얼터   #시카고   #일리노이   #일리노이한인리얼터   #시카고리얼터   #한인부동산칼럼   #일리노이리얼터   #부동산   #한인부동산   #부동산중개인  #Chicago_Chicago_Suburbans #Illinois_Best_Korean_Realtor #DuPage #cookcounty #cityofchigao #Northbrook_Glenview_Schaumburg_BuffaloGrove_Naperville #Realtor_SangHan   #realtorsanghan   #realtor   #realestateagent   #chicagokoreanrealtor  #buyer #newconstruction #PlatinumPartnersRealtors #buyer #investment #OnlineEstimate