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라스베이거스에서 열린  CES 2025 에서는 다양한 스마트홈 기술이 공개되며 많은 주목을 받았습니다. 올해의 가장 큰 트렌드는  AI가 적용된 스마트 가전 이었습니다. 삼성과 Hisense를 포함한 여러 브랜드가 최첨단 기술을 접목한 제품을 선보였으며, 이제 집 안 곳곳에서  세탁기, 냉장고, 오븐, 심지어 로봇청소기와도 대화할 수 있는 시대 가 다가오고 있습니다.   스마트홈, 주택 구매자들이 원하는 요소인가요? 최근 부동산 시장에서도 스마트홈이 점점 중요한 요소로 떠오르고 있습니다. 2024년 미국 부동산 시장에서 '스마트홈'이 포함된 매물 비율이 1.6%로 증가 했습니다. 이는 2021년보다 0.6% 상승한 수치입니다. 신축 주택의 경우 최신 가전과 스마트 기술이 기본적으로 포함되는 경우가 많습니다. 하지만 AI 기능만큼 중요한 것은  에너지 효율성 입니다. 2025년 주택 구매자들이 원하는 스마트 기능 은 다음과 같습니다.✔️ AI 보안 카메라 & 스마트 도어락✔️ 스마트 온도 조절기 (에너지 절약 효과)✔️ 태양광 패널 & 전기차 충전기✔️ AI 기반 스마트 조명 시스템 그렇다면 스마트홈 기술이 집값 상승에 도움이 될까요? AI 가전과 스마트홈 기능은 주택의 차별점을 만들 수 있지만, 투자 대비 수익률(ROI)은 보장되지 않습니다. 일반적으로, 기본적인 스마트홈 설치 비용: $2,000~$4,000정도의 투자가 필요하며, 통계에 따르면  스마트 기능이 집의 가치 상승에 최대 5%까지 기여할 수 있다고 합니다. 하지만 주방 리모델링이나 욕실 업그레이드 같은 전통적인 리모델링보다는 집값 상승 효과가 크지 않을 수도 있습니다. 스마트홈 기능은 시장에 따라 다르게 평가될 수 있으며, 일부 지역과 가격대에서는 큰 영향을 미치지 않을 수도 있습니다.   AI 가전을 집과 함께 팔아야 할까요? 스마트 가전을 구매하면서 집을 팔 때도 고민이 생길 수 있습니다. 고정형 스마트 가전(냉장고, 스마트 오븐 등)  → 집의 일부로 간주되므로 그대로 두는 것이 좋습니다. 꼭 가져가셔야 한다면 미리 리스팅에 그 부분을 표기해야 합니다.   AI 스마트홈, 장기적인 투자 가치가 있을까요? 스마트 가전과 AI 기술이 빠르게 발전하면서  스마트홈의 가치가 점점 더 중요해지고 있습니다.  하지만 모든 AI 기술이 부동산 가치 상승으로 이어지는 것은 아니므로,  주택을 구매할 때는 실용성과 장기적인 투자 가능성을 함께 고려해야 합니다. 보다 궁금하신 점이 있다면 지역 전문가와 상담하시길 권해드립니다. #시카고복덕방 #리얼터한상철   #한인리얼터   #시카고한인리얼터   #일리노이한인리얼터   #시카고리얼터  #한인부동산칼럼 #한인부동산   #부동산중개인  #ChicagoHomes #ChicagoSuburbHomes #Illinois_Best_Korean_Realtor #DuPageCountyHomes #CookcountyHomes #BestKoreanRealtor #Number1KoreanRealtor #Northbrook_Glenview_Schaumburg_BuffaloGrove_Naperville #Realtor_SangHan #chicagokoreanrealtor  #PlatinumPartnersRealtors #seller #buyer #smarthome #AI #스마트홈

At CES 2025 in Las Vegas, a variety of smart home technologies were unveiled, drawing significant attention. The biggest trend this year was the integration of AI into smart appliances. Brands like Samsung and Hisense showcased products incorporating cutting-edge technology, signaling the arrival of a time when appliances such as washing machines, refrigerators, ovens, and even robot vacuums can be interacted with through AI. Are Smart Homes a Desired Feature for Homebuyers? In the real estate market, smart homes are increasingly becoming an important factor.• In the 2024 U.S. real estate market, the percentage of listings that included "smart home" features rose to 1.6%, a 0.6% increase from 2021.• New construction homes often come with the latest appliances and smart technologies as standard. However, energy efficiency is just as important as AI features. In 2025, the top smart features that homebuyers are looking for include:✔️ AI security cameras & smart door locks✔️ Smart thermostats (for energy savings)✔️ Solar panels & electric vehicle chargers✔️ AI-powered smart lighting systems Do Smart Home Technologies Help Increase Property Value? While AI appliances and smart home features can differentiate a property, the return on investment (ROI) is not guaranteed.Typically, the basic cost of installing smart home features ranges from $2,000 to $4,000, and studies suggest that smart features can increase home value by up to 5%. However, the impact might not be as significant as more traditional upgrades, like a kitchen remodel or bathroom renovation. Smart home features can vary in value depending on the market, and in some areas or price ranges, they may have little to no impact. Should AI Appliances Be Sold with the House? When purchasing smart appliances, homeowners may wonder whether to include them when selling the property.• Fixed smart appliances (e.g., refrigerators, smart ovens) are generally considered part of the home and should be left behind. If you intend to take them, make sure to clearly specify that in the listing. Do AI Smart Homes Have Long-Term Investment Value? As AI appliances and smart technologies rapidly evolve, the value of smart homes is becoming increasingly significant. However, not all AI technologies will directly translate into increased property values. When purchasing a home, it's essential to consider both practicality and the long-term investment potential. If you have further questions, it's advised to consult with a local expert.   #시카고복덕방 #리얼터한상철   #한인리얼터   #시카고한인리얼터   #일리노이한인리얼터   #시카고리얼터  #한인부동산칼럼 #한인부동산   #부동산중개인  #ChicagoHomes #ChicagoSuburbHomes #Illinois_Best_Korean_Realtor #DuPageCountyHomes #CookcountyHomes #BestKoreanRealtor #Number1KoreanRealtor #Northbrook_Glenview_Schaumburg_BuffaloGrove_Naperville #Realtor_SangHan #chicagokoreanrealtor  #PlatinumPartnersRealtors #seller #buyer #smarthome #AI #스마트홈

🍎  사과 한 개 가격이 갑자기 2배로 뛰었다고 가정해 보겠습니다. 만약 가게에서 사과 한 개를 원래 $1에 팔았는데, 갑자기 $2로 올랐다고 가정하겠습니다. 그러면 사람들은 "어, 사과가 너무 비싸졌네?"라고 걱정하게 됩니다. 🏦  은행도 같은 걱정을 합니다. 물가가 계속 오르면, 돈의 가치가 떨어지기 때문에  은행도 대출을 더 비싸게 해줘야 한다고 생각합니다. 그래서 집을 사려고 대출을 받을 때  이자율을 높입니다. 예를 들면, 원래 5%였던 모기지 이자율이 6%로 오를 수 있습니다. 🛑  이렇게 되면, 집을 사려는 사람이 줄어듭니다. 이자율이 높으면 대출받기가 부담스러워지기 때문에, 많은 사람들이 집을 사는 것을 미루게 됩니다. 그러면  집값이 떨어질 수도 있고, 부동산 시장이 잠시 조용해질 수도 있습니다. 💵  물가가 내리면, 모기지 이자율도 낮아집니다! 📉 이번에는 반대로  물가가 내려가는 경우를 살펴보겠습니다. 🥑  아보카도 가격이 절반으로 줄었다고 가정해 보겠습니다. 원래 한 개에 $2였던 아보카도가 $1로 저렴해졌다고 가정하겠습니다. 그러면 사람들은 "좋아! 이제 더 저렴하게 살 수 있네!"라고 생각합니다. 🏦  은행도 대출을 더 쉽게 해줍니다. 물가가 내려가면, 경제가 좀 조용해지고 사람들의 소비가 줄어들 수 있습니다. 그래서  은행은 사람들에게 대출을 더 싸게 해주려고 이자율을 낮춥니다. 예를 들면, 6%였던 모기지 이자율이 5%로 내려가는 것입니다. 💡  이렇게 되면, 사람들이 다시 집을 사기 시작합니다. "이자율이 낮아졌으니 대출받기가 쉬워졌네!"라고 생각하며 집을 사려는 사람이 늘어납니다. 그러면  부동산 시장이 다시 활기를 띠고, 집값이 다시 오를 수도 있습니다. 📌  결론 – 물가와 모기지 이자율은 밀접한 관계가 있습니다! ✅  물가가 오르면 → 모기지 이자율도 오르고, 집 사기가 어려워집니다. ✅  물가가 내리면 → 모기지 이자율도 낮아지고, 집 사기가 쉬워집니다. 그러므로  "물가와 모기지 이자율은 마치 시소처럼 움직인다!" 라고 생각하면 이해하기 쉽습니다. 😊 만약 집을 살 계획이 있다면,  현재 모기지 이자율이 어느 정도인지 꼭 확인해야 합니다. 또한,  경제와 물가가 앞으로 어떻게 변할지 전문가의 도움을 받아보는 것도 좋은 방법입니다. 📢  궁금한 점이 있다면 언제든지 문의하세요!  🏡💙 #시카고복덕방 #리얼터한상철   #한인리얼터   #시카고한인리얼터   #일리노이한인리얼터   #시카고리얼터  #한인부동산칼럼 #한인부동산   #부동산중개인  #ChicagoHomes #ChicagoSuburbHomes #Illinois_Best_Korean_Realtor #DuPageCountyHomes #CookcountyHomes #BestKoreanRealtor #Number1KoreanRealtor #Northbrook_Glenview_Schaumburg_BuffaloGrove_Naperville #Realtor_SangHan #chicagokoreanrealtor  #PlatinumPartnersRealtors #seller #buyer #markettrend #시장동향

💰 When inflation rises, mortgage interest rates also rise! 📈Let’s break it down in a simple way. 🍎 Imagine the price of an apple suddenly doubles.• If a store used to sell an apple for $1 and now it costs $2,• People would think, “Wow, apples have become really expensive!” 🏦 Banks have the same concerns.• If inflation keeps rising, the value of money decreases, so banks feel they need to make loans more expensive.• As a result, mortgage interest rates go up when you want to borrow money to buy a house.• For example, a mortgage rate that was 5% could rise to 6%. 🛑 This makes it harder to buy a house.• Higher interest rates mean loans become more expensive, so fewer people are willing to take out loans.• This can cause house prices to drop, and the real estate market might slow down temporarily. 💵 When inflation falls, mortgage interest rates also decrease! 📉Now, let’s look at the opposite scenario. 🥑 Imagine the price of an avocado drops in half.• If an avocado that used to cost $2 is now only $1,• People might think, “Great! Now I can buy avocados more cheaply!” 🏦 Banks respond by making loans cheaper.• When inflation decreases, the economy slows down and people may spend less.• Banks, in turn, lower interest rates to encourage borrowing.• For example, a 6% mortgage rate might drop to 5%. 💡 This leads more people to buy homes.• With lower interest rates, borrowing becomes cheaper, and more people decide to buy houses.• This could bring life back to the real estate market, and house prices could rise again. 📌 Conclusion – Inflation and mortgage interest rates are closely linked!✅ When inflation rises → mortgage rates rise, making it harder to buy a house.✅ When inflation falls → mortgage rates decrease, making it easier to buy a house. So,  “inflation and mortgage interest rates move like a seesaw!”  That’s a simple way to understand it. 😊 If you're planning to buy a home, it's important to check the current mortgage interest rates. Also, seeking expert advice on how the economy and inflation might change in the future is a good idea. 📢 If you have any questions, feel free to reach out anytime! 🏡💙   #시카고복덕방 #리얼터한상철   #한인리얼터   #시카고한인리얼터   #일리노이한인리얼터   #시카고리얼터  #한인부동산칼럼 #한인부동산   #부동산중개인  #ChicagoHomes #ChicagoSuburbHomes #Illinois_Best_Korean_Realtor #DuPageCountyHomes #CookcountyHomes #BestKoreanRealtor #Number1KoreanRealtor #Northbrook_Glenview_Schaumburg_BuffaloGrove_Naperville #Realtor_SangHan #chicagokoreanrealtor  #PlatinumPartnersRealtors #seller #buyer #markettrend #시장동향

새해가 밝으며 부동산 시장에도 변화의 바람이 불고 있습니다. 최근 발표된 데이터를 기반으로 1월 시장 동향을 요약해 드립니다. 📉 모기지 금리 하락! 주택 구매자들에게 희소식입니다 지난주 30년 고정 모기지 금리가 6.96%로 하락했습니다. 7%를 넘었던 지난주(7.04%)에 비하면 0.08%p 낮아진 수치입니다. 12월 평균 6.72%, 11월 평균 6.81%였던 점을 감안하면 여전히 높은 수준이긴 하지만, 1년 평균 6.75%와 비교하면 큰 차이는 없습니다. 하지만 금리가 7.22%까지 치솟았던 작년 5월을 생각하면, 현재 시장은 점점 안정세를 찾아가고 있습니다. 🏗️ 주택 건설 시장 활기! 신규 주택 착공 증가했습니다 12월 신규 주택 착공 건수가 11개월 만에 가장 높은 수치를 기록했습니다. 11월 대비 15.8% 증가한 연율 149만 9천 채가 착공되었으며, 이는 2023년 2월 이후 가장 높은 수치입니다. 2024년 전체적으로는 2023년 대비 3.9% 감소했지만, 단독 주택 착공은 2023년보다 6.5% 증가해 주택 공급이 활발해지고 있습니다. 💰 물가와 경제 동향: 인플레이션 완화 속도가 조정 중입니다 소비자 물가는 12월 한 달 동안 0.4% 상승하며, 전년 대비 2.9% 증가했습니다. 9월 2.4%에서 계속 상승하는 추세지만, 핵심 소비자물가지수(CPI)는 7개월 동안 3.29월(2.1%)보다 빠른 상승세를 보였습니다. 👷‍♂️ 고용 시장 탄탄! 실업률이 안정적인 흐름을 보이고 있습니다 12월 비농업 일자리는 25만 6천 개 증가하며, 2023년 3월 이후 최대 월별 증가폭을 기록했습니다. 평균적으로 2024년에는 월 18만 6천 개의 일자리가 추가되었으며, 2023년 평균(25만 1천 개)보다는 다소 줄었지만 여전히 탄탄한 고용 시장을 유지하고 있습니다. 실업률은 4.1%로 7개월 동안 4.1~4.2% 사이에서 큰 변동 없이 유지되고 있습니다. 📌 결론: 모기지 금리 하락과 주택 공급 증가로 시장이 긍정적인 신호를 보이고 있습니다 모기지 금리가 7% 아래로 내려오고, 신규 주택 공급이 활발해지면서 올해 부동산 시장에 긍정적인 흐름이 이어질 가능성이 커졌습니다. 하지만 물가 상승과 경제 변화를 주의 깊게 살펴보는 것이 중요합니다. 집을 구매하거나 판매할 계획이 있다면, 지금이 시장을 지켜볼 좋은 시기입니다. #시카고복덕방 #리얼터한상철   #한인리얼터   #시카고한인리얼터   #일리노이한인리얼터   #시카고리얼터  #한인부동산칼럼 #한인부동산   #부동산중개인  #ChicagoHomes #ChicagoSuburbHomes #Illinois_Best_Korean_Realtor #DuPageCountyHomes #CookcountyHomes #BestKoreanRealtor #Number1KoreanRealtor #Northbrook_Glenview_Schaumburg_BuffaloGrove_Naperville #Realtor_SangHan #chicagokoreanrealtor  #PlatinumPartnersRealtors #seller #buyer #markettrend #시장동향

📉🏠With the new year upon us, changes are happening in the real estate market. Here's a summary of January's market trends based on recent data. 📉  Mortgage Rates Drop! Good News for Homebuyers Last week, the 30-year fixed mortgage rate dropped to 6.96%, down from 7.04% the previous week. While this is still a high rate compared to the 12-month average of 6.75%, it's a positive shift from last May’s 7.22%. The market is showing signs of stabilizing, although rates are still higher than the December average of 6.72% and November's 6.81%. 🏗️  Housing Construction Booms! New Home Starts Surge In December, new housing starts reached their highest level in 11 months, increasing 15.8% from November, with an annualized total of 1.499 million units. This is the highest since February 2023. While new housing starts are expected to decrease by 3.9% in 2024 compared to 2023, single-family home construction is up 6.5%, indicating a robust housing supply. 💰  Inflation and Economic Trends: Slower Inflation Rate Consumer prices rose by 0.4% in December, marking a 2.9% increase year-over-year. While inflation has been trending up since September’s 2.4%, core consumer prices (CPI) are rising faster than in recent months. 👷‍♂️  Strong Job Market! Unemployment Remains Stable In December, non-farm payrolls increased by 256,000, the largest monthly increase since March 2023. On average, 186,000 jobs were added monthly in 2024, down slightly from the 251,000 average in 2023. The unemployment rate remained steady at 4.1%, showing little fluctuation over the past seven months. 📌  Conclusion: Positive Market Signals with Lower Mortgage Rates and Increased Housing Supply With mortgage rates dropping below 7% and a surge in new home construction, the real estate market is showing promising signs for 2024. However, inflation and economic changes should still be closely monitored. If you're planning to buy or sell a home, now is a good time to observe the market trends. #시카고복덕방 #리얼터한상철   #한인리얼터   #시카고한인리얼터   #일리노이한인리얼터   #시카고리얼터  #한인부동산칼럼 #한인부동산   #부동산중개인  #ChicagoHomes #ChicagoSuburbHomes #Illinois_Best_Korean_Realtor #DuPageCountyHomes #CookcountyHomes #BestKoreanRealtor #Number1KoreanRealtor #Northbrook_Glenview_Schaumburg_BuffaloGrove_Naperville #Realtor_SangHan #chicagokoreanrealtor  #PlatinumPartnersRealtors #seller #buyer #markettrend #시장동향

은퇴가 다가오고 있어서 새로운 삶의 장을 어떻게 준비할지 고민 중이신가요? 많은 분들이 은퇴 후에도 안정적인 재정 상태에서 편안하게 살고 싶어 하십니다. 그 해답은 바로 여러분의 집에 숨어 있을지도 모릅니다. 연방 주택 금융 기관의 데이터를 보면, 지난 5년 동안 주택 가치가 거의 60%나 상승했다고 합니다. 이러한 가치 상승은 여러분의 순자산을 크게 늘려주었습니다. 프레디 맥에 따르면, 지난 다섯 해 동안 베이비부머 세대의 전체 부가 19조 달러, 가구당 평균 486,000달러 증가했으며, 이 중 절반은 주택 가격 상승 덕분이라고 합니다. 오랜 시간 동안 집에 거주하셨다면, 여러분의 집에는 상당한 자본이 축적되어 있을 겁니다. 그동안 쌓아온 부를 활용하고 싶다면 집을 팔아 규모를 줄이는 것도 좋은 방법입니다. 집을 팔고 규모를 줄이는 것이 좋은 이유 지금 집을 팔고 좀 더 작은 집이나 경제적으로 부담이 덜한 지역으로 이사한다면, 은퇴할 때 더 큰 안정감을 느낄 수 있습니다. 여행을 하고 싶다든지, 가족과 더 많은 시간을 보내고 싶다든지, 재정적으로 안정감을 느끼고 싶다면 집의 자본을 활용해 큰 차이를 만들 수 있습니다. 체이스는 은퇴는 흥미진진한 시기이며, 집을 팔아 자본을 활용하거나 더 저렴한 집으로 이사하는 것은 미래를 위한 새로운 가능성을 열어준다고 말합니다. 작은 집에서 은퇴를 즐기는 몇 가지 방법은 다음과 같습니다: 1.     생활비 절감 AARP의 자료에 따르면, 50세 이상 성인이 이사하는 주된 이유 중 하나는 생활비를 줄이기 위해서입니다. 더 작은 집이나 경제적으로 부담이 덜한 지역으로 이사하면 매달 나가는 돈을 줄일 수 있습니다. 2.     생활의 단순화 더 작은 집은 관리할 것이 적어져 은퇴 후 중요한 것들에 더 집중할 수 있게 해줍니다. 3.     재정적 유연성 향상 현재의 집을 팔면 쌓아놓은 자본을 현금화해 투자하거나 빚을 갚는 등 원하는 방식으로 사용할 수 있습니다. 은퇴를 위한 첫 걸음 집을 팔고 규모를 줄이는 것에 관심이 있으시다면, 부동산 중개인과 상의하는 것이 좋습니다. 중개인은 여러분이 가진 자산을 어떻게 활용할 수 있는지 도와드릴 것입니다. 그들은 현재 집을 팔고 새 집을 찾는 과정 전체를 안내하여 새로운 삶의 단계로 원활하게 전환할 수 있도록 도와드릴 것입니다. 결론 2025년에 은퇴를 계획하고 계신다면, 지금이 집을 팔고 쌓아온 자본을 활용할 완벽한 시기입니다. 지역 부동산 중개인과 연결하여 이사 계획을 시작하세요. 이를 통해 매일을 휴일처럼 즐길 수 있는 준비를 할 수 있습니다. #시카고복덕방 #리얼터한상철   #한인리얼터   #시카고한인리얼터   #일리노이한인리얼터   #시카고리얼터  #한인부동산칼럼 #한인부동산   #부동산중개인  #ChicagoHomes #ChicagoSuburbHomes #Illinois_Best_Korean_Realtor #DuPageCountyHomes #CookcountyHomes #BestKoreanRealtor #Number1KoreanRealtor #Northbrook_Glenview_Schaumburg_BuffaloGrove_Naperville #Realtor_SangHan #chicagokoreanrealtor  #PlatinumPartnersRealtors #seller #buyer #equity #retirement #자산 #은퇴

As retirement approaches, many people find themselves thinking about how to prepare for this new chapter of life. Most want to live comfortably and financially stable even after retirement. The solution might be hidden in your own home. According to data from the Federal Housing Finance Agency, home values have risen nearly 60% over the past five years. This increase in value has significantly boosted your net worth. According to Freddie Mac, the total wealth of the baby boomer generation has increased by $19 trillion in the past five years, with an average of $486,000 per household, half of which is due to rising home prices. If you’ve lived in your home for a long time, you may have built up significant equity. If you're looking to tap into that wealth, selling your home and downsizing could be a great option. Why Downsizing Could Be a Good Idea If you sell your current home and move to a smaller home or a more affordable area, you could feel a greater sense of financial security in retirement. Whether you want to travel more, spend time with family, or simply have peace of mind financially, using your home equity could make a big difference. According to Chase, retirement is an exciting time, and selling your home to use your equity or move to a less expensive house opens up new possibilities for the future. Here are some ways to enjoy retirement in a smaller home: Reduce living expenses According to AARP, one of the main reasons people over 50 move is to reduce living expenses. By downsizing or moving to a more affordable area, you can lower your monthly costs. Simplify your life A smaller home means fewer things to maintain, allowing you to focus more on what matters in retirement. Increase financial flexibility Selling your home can free up cash that can be invested or used to pay off debt, giving you more flexibility with your finances. The First Step Toward Retirement If you’re interested in selling your home and downsizing, it’s a good idea to consult a real estate agent. A real estate professional can guide you through how to leverage your assets and help with the entire process of selling your current home and finding a new one. They’ll assist in making your transition to this new stage of life as smooth as possible. Conclusion If you’re planning to retire in 2025, now is the perfect time to sell your home and make the most of your built-up equity. Connect with a local real estate agent and start planning your move. This could help you prepare for a future where every day feels like a holiday. #시카고복덕방 #리얼터한상철   #한인리얼터   #시카고한인리얼터   #일리노이한인리얼터   #시카고리얼터  #한인부동산칼럼 #한인부동산   #부동산중개인  #ChicagoHomes #ChicagoSuburbHomes #Illinois_Best_Korean_Realtor #DuPageCountyHomes #CookcountyHomes #BestKoreanRealtor #Number1KoreanRealtor #Northbrook_Glenview_Schaumburg_BuffaloGrove_Naperville #Realtor_SangHan #chicagokoreanrealtor  #PlatinumPartnersRealtors #seller #buyer #equity #retirement #자산 #은퇴

현재 모기지 이자율과 주택 가격을 고려할 때, 저렴한 주택을 찾기 어렵습니다. 만약 큰 공간이 필요 없다면, 예상치 못한 곳에서 비용 효율적인 옵션을 찾을 수 있습니다. 바로 신축 주택 커뮤니티에서 그 해답을 찾을 수 있습니다. 작은 집들이 부상하고 있습니다 작은 집들은 일반적으로 가격도 작게 책정되기 때문에, 구매자들은 평수가 작은 집들에 주목하고 있습니다. 건축업자들도 이 수요를 활용하기 위해 초점을 맞추고 있습니다. U.S. News에 의하면, 높은 주택 가격과 모기지 이자율로 많은 사람들의 예산이 압박을 받고 있다고 합니다. 이를 인식한 건축업자들은 더 작은 공간 쪽으로 기울고 있으며, 이는 구매자들에게 보다 저렴하게 주택을 구입할 수 있는 기회를 가져다줄 수 있다 합니다 아래 그래프를 보시는대로, 국세청 자료에 의하면, 지난 몇 년간 작고 단독 주택 건축이 증가하는 추세를 보이고 있습니다. 2022년 3분기 평균 2,309제곱피트에서 2024년 3분기 2,171제곱피트로, 138제곱피트 감소하였습니다. 결국 건축업자들은 팔릴 것이라고 확신하는 주택을 지으려 합니다. 지금 주택 구매자들이 가장 찾는 것은 바로 오늘날의 주거 비용 문제를 해결해 줄 저렴한 옵션입니다. Multi-Housing News에 의하면, 작은 집들에 대한 추세가 뚜렷하며, 이런 집들은 건축 비용이 적게 들고, 많은 중산층 가족들에게 접근 가능하며, 주거 요구와 현대적인 생활 스타일 선호에 부합한다고 합니다. 신축 주택의 이점 예산 내에서 집을 찾는 데 어려움을 겪고 있다면, 작은 평수의 신축 주택을 탐색하는 것이 좋습니다. 신축 주택은 모든 것이 새 것이므로 유지 보수 필요성이 적고, 최신 기능을 갖추고 있습니다. 예를 들어 에너지 효율이 높은 가전제품과 HVAC 시스템이 그것입니다. 이는 수리 비용과 월간 유틸리티 비용을 절약할 수 있게 해, 모두에게 이득이 됩니다. 결론 오늘날 건축업자들은 저렴한 가격대의 작은 집들에 주력하고 있습니다. 이는 예산에 맞는 집을 찾을 수 있는 더 많은 기회를 제공할 것입니다. 곧 주택을 구입하실 계획이라면, 지역 부동산 중개인과 연결하여 시장에서 무엇이 있는지 탐색하고 주택 소유 목표를 달성하세요.   #시카고복덕방 #리얼터한상철   #한인리얼터   #시카고한인리얼터   #일리노이한인리얼터   #시카고리얼터  #한인부동산칼럼 #한인부동산   #부동산중개인  #ChicagoHomes #ChicagoSuburbHomes #Illinois_Best_Korean_Realtor #DuPageCountyHomes #CookcountyHomes #BestKoreanRealtor #Number1KoreanRealtor #Northbrook_Glenview_Schaumburg_BuffaloGrove_Naperville #Realtor_SangHan #chicagokoreanrealtor  #PlatinumPartnersRealtors #seller #buyer #newconstruction #신축 #affordability

With current mortgage rates and home prices, it’s true that finding affordable housing has become a challenge. If you're worried about how to buy a home in this situation, there is a cost-effective option if you don’t need a large space: small new home communities. Small Homes Are Gaining Popularity Typically, small homes are priced more affordably, which has drawn buyers' attention to homes with smaller square footage, and builders are focusing on this demand. According to  U.S. News , "With high home prices and mortgage rates putting pressure on many people's budgets, builders have started shifting towards smaller spaces, which can save buyers money." According to IRS data, there has been an increase in the construction of small, single-family homes over the past few years (see graph below): Graph:  The average size dropped from 2,309 square feet in Q3 of 2022 to 2,171 square feet in Q3 of 2024, a decrease of 138 square feet. In the end, builders want to build homes they know will sell, and what buyers are looking for now are affordable options that address today’s housing cost challenges. As  Multi-Housing News  reports, "The trend toward smaller homes is clear. These homes cost less to build, are more accessible to many middle-class families, and meet modern living preferences." Benefits of New Homes If you're struggling to find a home within your budget, it’s worth exploring small new homes. Plus, new homes require less maintenance since everything is brand new, and they come with the latest features. For example, energy-efficient appliances and HVAC systems help reduce repair costs and monthly utility bills, which is a benefit for everyone. Conclusion Today, builders are focusing on affordable small homes, which offers more opportunities for those seeking budget-friendly housing. If you're planning to buy a home soon, connect with a local real estate agent to explore what’s available in the market and move closer to achieving your homeownership goals. #시카고복덕방 #리얼터한상철   #한인리얼터   #시카고한인리얼터   #일리노이한인리얼터   #시카고리얼터  #한인부동산칼럼 #한인부동산   #부동산중개인  #ChicagoHomes #ChicagoSuburbHomes #Illinois_Best_Korean_Realtor #DuPageCountyHomes #CookcountyHomes #BestKoreanRealtor #Number1KoreanRealtor #Northbrook_Glenview_Schaumburg_BuffaloGrove_Naperville #Realtor_SangHan #chicagokoreanrealtor  #PlatinumPartnersRealtors #seller #buyer #newconstruction #신축 #affordability

겨울 한파가 지나고 날씨가 따뜻해지면 마음도 한결 가벼워지지만, 이런 급격한 기온 변화는 우리의 소중한 보금자리에 여러 문제를 일으킬 수 있습니다. 여러분의 집을 안전하게 지키기 위해, 다음과 같은 부분들을 꼼꼼히 확인해보시기 바랍니다. 1. 지붕과 배수 시스템 확인하기 겨울에 쌓였던 눈이 빠르게 녹으면서 지붕에서 누수가 생길 수 있습니다. 지붕을 확인하여 얼음이나 눈이 녹아서 생긴 물의 흔적이 없는지, 배수구가 막혔는지 확인해야 합니다. 또한, 지붕의 손상이나 갈라진 부분이 없는지도 점검해야 합니다. 2. 기초 및 외벽의 균열 점검하기 추운 날씨에 기초나 외벽에 균열이 생길 수 있습니다. 따뜻해진 날씨에 이 균열을 통해 물이 스며들 수 있으므로, 집의 기초와 외벽 전체를 돌아보며 균열이나 손상된 부분이 없는지 살펴봐야 합니다. 3. 창문 및 문틀의 밀폐 상태 점검하기 창문이나 문틀 주변의 실리콘 밀봉재가 얼었다 녹으면서 손상될 수 있습니다. 모든 창문과 문틀을 점검하여 공기 누출이 없는지, 물이 새는 부분은 없는지 확인해야 합니다. 밀폐가 잘 되지 않는다면 새로운 밀봉재로 교체하는 것을 고려해야 합니다. 4. 실내 배관 상태 점검하기 배관이 얼었다가 녹을 때 파열되거나 손상될 위험이 있습니다. 모든 수도꼭지를 켜보고, 물이 제대로 나오는지, 이상한 소리는 들리지 않는지 확인해야 합니다. 특히 지하실이나 차고 등의 배관도 세심하게 살펴보아야 합니다. 이처럼 갑작스럽게 날씨가 풀리면 반가운 일이지만, 집안 곳곳에 숨어 있는 문제들을 미리 발견하고 대비한다면 더욱 안전하고 편안한 겨울을 보낼 수 있습니다. 여러분의 소중한 집을 지키기 위해 이번 기회에 꼼꼼한 점검을 해보시는 것은 어떨까요? #시카고복덕방 #리얼터한상철   #한인리얼터   #시카고한인리얼터   #일리노이한인리얼터   #시카고리얼터  #한인부동산칼럼 #한인부동산   #부동산중개인  #ChicagoHomes #ChicagoSuburbHomes #Illinois_Best_Korean_Realtor #DuPageCountyHomes #CookcountyHomes #BestKoreanRealtor #Number1KoreanRealtor #Northbrook_Glenview_Schaumburg_BuffaloGrove_Naperville #Realtor_SangHan #chicagokoreanrealtor  #PlatinumPartnersRealtors #seller #buyer #checklist #homecare

When the harsh winter cold passes and the weather warms up, it feels like a weight has been lifted. However, this sudden temperature change can cause various issues for our precious homes. To keep your house safe, be sure to check the following areas carefully: Inspect the Roof and Drainage System As the snow from winter melts, it can cause leaks in the roof. Check the roof for any signs of water damage from melting ice or snow, and ensure that gutters and downspouts are clear. Also, inspect for any damage or cracks in the roof. Check for Cracks in the Foundation and Exterior Walls Cold weather can cause cracks in the foundation and exterior walls. As the weather warms up, water can seep through these cracks, causing potential damage. Walk around the foundation and exterior of the house to check for any cracks or damaged areas. Check the Seals Around Windows and Doors The silicone sealant around windows and doors can freeze and crack as temperatures change. Inspect all windows and door frames to make sure there are no air leaks or water coming in. If seals are damaged, consider replacing them with new sealant. Inspect Indoor Plumbing When pipes freeze and thaw, there is a risk of them bursting or getting damaged. Turn on all faucets to make sure water flows properly and listen for any unusual sounds. Be sure to check plumbing in areas like the basement or garage, which are more prone to freezing. While the warmer weather is a welcome change, spotting and addressing hidden issues in your home early can help ensure a safer and more comfortable winter. How about taking this opportunity to do a thorough inspection and protect your home? #시카고복덕방 #리얼터한상철   #한인리얼터   #시카고한인리얼터   #일리노이한인리얼터   #시카고리얼터  #한인부동산칼럼 #한인부동산   #부동산중개인  #ChicagoHomes #ChicagoSuburbHomes #Illinois_Best_Korean_Realtor #DuPageCountyHomes #CookcountyHomes #BestKoreanRealtor #Number1KoreanRealtor #Northbrook_Glenview_Schaumburg_BuffaloGrove_Naperville #Realtor_SangHan #chicagokoreanrealtor  #PlatinumPartnersRealtors #seller #buyer #checklist #homecare